Leave a Message

By providing Inspired Living Real Estate Collective your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Thank you for your message. We will be in touch with you shortly.

First-Time Homebuyer Resources

Buying a home is such a momentous accomplishment and you will always remember your first home! So of course, having a positive experience filled with cherished memories is what all first time buyers strive for! Having the right team and tools in place to help you accomplish this is our goal! And we realize that there is not just one path to homeownership... you are not a template and your home buying experience should not be one either. We have a variety of programs and systems in place to help and guide you on your personal home buying journey. Check out all of the tools we have and then contact us to help you best implement them to realize your dream of home ownership.

Did you know you can get a home with a 2.25% rate?!

A mortgage assumption, simply put, is taking over another person’s mortgage with all its terms. This would include the remaining length of the loan, the INTEREST RATE AND PAYMENT, as well as the current balance. With the help of the right professionals, you can identify homes for sale that have assumable loans. Many on the market right now carry rates ranging between 2.25% and 5%. To put that in perspective, if you purchase a home with a $500,000 assumable loan with a 3% interest rate, your principal and interest payment would be $2108. Buying the same home with a current market rate of 7.75% would yield a payment of $3582. That’s a savings of over $1400 per month! With approximately 25% of the real estate market having assumable loans, there are more than enough options to choose from.

Learn More

Rent Vs. Buy Calculator

Calculate the "break-even" point of renting vs. owning tax savings, and more.

Calculate

Qualify Calculator

Looking to buy? Gain a better understanding of how much you can possibly afford.

Calculate

Certified Loan Assumption Specialist

Laura Jewett

It is so important to continue education as a real estate agent, and I am very proud to share that I have added another certification to my portfolio! I am now a certified loan assumption specialist. What does that mean you may wonder? Following training via the UMe program, I am equipped with the latest tools and resources to help you on both sides of the transaction. If you are buying, I am able to walk you through each step of the process to purchase a home with an assumable loan. For sellers, I am up-to-date on what it takes to certify a home loan as assumable and get your property pending and off the market asap.

Browse Assumable Loans